Indiana's House of Representatives passed legislation last month that will regulate Life Settlements in that state, however, it is worth noting that the legislation that was ultimately passed is a slightly stripped down version of the original. The version that was adopted does not impose a five-year waiting period before new policies can be settled.

The original version of the legislation, proposed by Rep. Michael Ripley, combined elements from the Life Settlement model acts developed by the National Association of Insurance Commissioners (NAIC) and the National Conference of Insurance Legislators (NCOIL) to create what he believed to be the strongest possible combination of the two model acts. His colleagues agreed with him - but not quite to the extent of creating a five-year waiting period before settling a policy.

On the other hand, Ohio's House of Representatives did adopt a bill that will impose a five-year waiting period before any new life insurance policies could be settled, and will also require life expectancy companies to register with their state insurance department. This bill will next be voted on by Ohio's Senate.

The five-year waiting period proposal came from a Life Settlements model act developed by the NAIC. The five-year waiting period is generally opposed by the Life Settlement industry.

To help organizations maximize their potential with respect to Life Settlement business, we recently launched our Profit Partnership Program.

As the program's name implies, our goal is to share our Life Settlement expertise with willing firms and leverage it to generate more business for everyone. To this end, we offer an array of customized services based on an individual organization's wants, needs and Life Settlement experience. Through training, co-branding opportunities and tapping our educational resources, we can easily and effectively help most businesses quickly "get up to speed" on Life Settlements and establish the internal processes necessary to include Life Settlements in their product offerings. For more information about our Profit Partnership Program, please contact your Account Manager at 800-252-5282.

While we value, respect and recognize the importance of all our policy sources, last year for the first time ever we sought to recognize those individuals who contribute most to The Lifeline Program's^® unmatched success in the industry. For that reason, we congratulate our Top 15 producers based on the value by the volume of policies they submitted and closed in 2007. These individuals now receive our highest level of commitment and attention through our Platinum Processing Service program. Most importantly, they deserve our heartfelt admiration and thanks.

The Lifeline Program^® was founded almost twenty years ago on a very simple principle - help people maintain dignity and self-respect during difficult times. Although our mission has shifted somewhat over the years, our desire to help others remains extremely strong. To give back to our community, last year we supported several noteworthy and worthwhile charitable causes.

NAME	Elizabeth Perez-Jacome
POSITION	Business Processor

I recently joined The Lifeline Program^® team as a Business Processor. With 15 years of experience in the mortgage industry processing residential loans, it was easy for me to transfer my processing knowledge in that field and apply it to my current role within the company.

My current job functions include processing and inputting new cases into our internal ISS System, I also help our internal medical review department in ordering Life Expectancies. These functions of my job require me to work closely with our sales, internal medical review, and underwriting departments on a daily basis.

The Lifeline Program^® is full of great people and great opportunities. The relationships I've established with my co-workers have helped make my transition a smooth one. I also appreciate my teammates' drive and willingness to help one another get things done quickly; for the good of the company and our clients.