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| Rely on the specialists. As pioneers in the second market for American life insurance policies, let us tell you about our expertise and experience from 15 years of success on the market. |
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Even with all this information, we realize that there are questions that we haven't addressed so far. If you do not find the answers you are looking for in this section, please don't hesitate to contact us.
How Does the Viatical and Life Settlement Process Generally Work?
Click here to learn more.
Can Anyone Sell a Life Insurance Policy Through The Lifeline Program®?
While we would love to help everyone who would like to use this valuable service, the answer unfortunately is no. The Lifeline Program® only conducts viatical and life settlements involving life insurance policies insuring U.S. residents that meet certain criteria, which include state of residency and medical condition and history. If you are currently ill or want to enjoy immediate benefits from your life insurance policy during your lifetime, you may be eligible for a viatical or life settlement, so we invite you to contact us today to find out if you do qualify.
How is the Price Determined?
While there are many factors involved, each policy is priced on a case-by-case basis. Some of the most important factors in determining price include policy face value and the insured's estimated life expectancy. Once we determine pricing, we extend an offer to the policyseller (if not represented by a settlement broker or intermediary) or to the settlement broker representing the policyseller (and the broker and policyseller should negotiate a price, which the broker communicates to us).
I Keep Seeing the Terms "Viatical Settlement" & "Life Settlement". Aren't They the Same?
Not exactly. Look here to see why.
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